Strong capitalisation and financial flexibility
By pursuing our line of long-term stability, strong capitalisation and financial flexibility, strictly conservative investment strategy and prudent underwriting policy, we’ve been able to continue to drive our results without getting lost on the way.
|
Statement of comprehensive income in EUR ’000 | 2025 | 2024 |
|---|---|---|
| Insurance Revenue | 845,474 | 892,669 |
| Non-Life | 809,443 | 854,445 |
| Life | 36,031 | 38,224 |
| Combined ratio | 85.7% | 89.6% |
| Result from investments | 18,398 | 18,578 |
| Profit before tax | 49,012 | 41,649 |
| Profit for the period | 38,016 | 33,332 |
| Statement of financial position in EUR ’000 | 2025 | 2024 |
|---|---|---|
| Investments | 909,190 | 773,585 |
| Total Assets | 1,637,769 | 1,707,055 |
| Shareholders’ equity | 383,185 | 361,414 |
| Insurance and Reinsurance liabilities | 1,157,671 | 1,277,614 |
The Company does not own its own shares neither its ownership interests.
Values are in thousands of EUR. Based on Individual Financial Statements.
A+ Rating from S&P since 2008
Standard & Poor’s Financial Services (S&P) has rated us ‘A+’ since 2008 and upgraded our outlook to ‘positive’ in December 2025, both in respect of VIG Re's financial strength and long-term public issuer rating. The ratings were most recently confirmed on December 1, 2025 (click here to open the document). S&P acknowledges the beneficial role of VIG Re, providing “geographical and business diversification” for the business risk profile of the whole Vienna Insurance Group (VIG). VIG thus remains the company with the best rating of all companies listed in the ATX of the Vienna Stock Exchange.
